23 Free Printable Emergency Fund Trackers to Help You Save
Saving for an emergency isn’t nearly as exciting as saving for a vacation. I know! But having money set aside when something goes wrong? That is a good feeling.
An unexpected car repair or a broken appliance is stressful enough without wondering how you are going to pay for it.
We can’t plan for every emergency, but we can work on having some savings ready when we need it. These free printable emergency fund trackers are a simple way to help you do just that.
Whether you are saving your first $1,000 or working toward a larger emergency fund, you can choose a tracker that fits your goal and color it in as your savings grow.
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Start with an Emergency Fund Goal
How much do you want to save?
If you are starting from scratch, $1,000 can be a helpful first goal. It won’t cover every emergency, but it gives you a cushion while you keep working on your finances.
My free $1000 savings challenge is another simple option for getting started. That printable uses a mix of $5, $10 and $20 amounts, so you can save different amounts whenever you have a little extra.
If you already have that first $1,000 saved, these emergency fund trackers give you more goals to work toward!
You might be aiming for $2,000 next. Or perhaps you are ready to work on saving several months of expenses.
Whatever your number, start with where you are. You don’t have to finish the whole emergency fund today.
What Is Included in These Emergency Fund Trackers?
This free emergency fund printable collection includes 23 different trackers—22 with savings goals ranging from $1,000 to $25,000, plus a blank tracker for you to customize your own goal.
You receive the trackers in a PDF download, so you can print the page you want to use at home.
Each tracker gives you a way to color in your progress as you put money into your emergency fund. Hang it someplace you will see it regularly to keep you motivated.
I like being able to see progress. When you are working toward a bigger savings goal, it can feel like you have a long way to go. A tracker reminds you of how much you have already accomplished.
And that is worth remembering!
How to Use Your Emergency Fund Tracker
These printables are easy to use.
- Choose your savings goal. Pick the tracker that matches the amount you want to have in your emergency fund.
- Print your page. You only need to print the tracker you are using right now.
- Set money aside. Transfer the money into the account where you keep your emergency savings.
- Color in your progress. Follow the amounts on your chosen tracker as you save.
- Keep going! Add to your emergency fund as your budget allows.
There is no deadline attached to these trackers. You can work toward your goal at a pace that fits your family.
Some paychecks may leave you with more to save than others. A side hustle allows you to add more money other months. Some months, you may not have much extra to add at all. That doesn’t erase the progress you have made.
Building a Larger Emergency Fund
If you are working toward an emergency fund that covers three to six months of expenses, start by looking at what your family would need to pay each month.
Include essentials such as housing, utilities, groceries, insurance and transportation. Your goal should reflect your family’s expenses, rather than a number someone else is saving.
A larger goal can feel overwhelming, so give yourself smaller milestones along the way.
You can fill one tracker, celebrate that accomplishment and then choose your next goal. You don’t have to jump straight to the largest amount in the collection!
And if an emergency comes along and you need to use the money? That is what you saved it for. When you are able, start building it back up again.
Download Your Free Printable Emergency Fund Trackers
Ready to choose your goal?
Print your savings page and start with an amount you can manage. You don’t need a perfect budget or a large amount of extra money to take the first step.
If you would prefer to start with smaller amounts that add up to $1,000, try my free $1000 savings challenge, too.
What emergency fund goal are you working toward? I’d love to hear in the comments!
