Welcome to the first day of our 31 days of Simple Savings! I’m so glad you are here to see what this series is all about. I am a frugal girl. I always have been but sometimes it is still hard to save. There are house projects and unexpected car repairs and larger than expected household bills. Lately, I have been reflecting on how important it is to save.
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For that reason, this month, I am going to share with you a daily tip / idea / strategy to help you save money. We’re all looking for ways to save more so that is why I am writing this series. Maybe we’re saving to build our emergency fund or pay down debt. Maybe we’re saving for Christmas or for an upcoming vacation. Maybe we’re saving for retirement or a child’s college fund. Maybe we’re saving for all of these reasons – and more!
Ever since I became a stay at home Mom with the birth of my son 6 months ago, I am re-committed to saving however and whatever I can. Saving our family money is part of my new job. As I look for more ways to save, I am continually amazed at how many ways there are to save! Some of these savings tips may not be new ideas to you. Maybe you’re already doing some of these. I certainly hope so. Some of these ideas equal bigger savings than others but I am sharing them all because when you are saving, we know that every penny counts! Finally, I mean what I promised in the title of this series. All of these tips will be simple. I want to share simple savings ideas that everyone can implement immediately.
The first saving tip is one that I hope many of us already do. Start a change jar. When your wallet (or pocket) is full of coins, add them to the jar. Slowly but surely, watch the jar fill with your loose change. When the jar is full, cash it in at your bank. I believe most banks will count your coins for free. I know our bank does so for us.
At our house, we have a quart-sized glass mason jar that sits on my husband’s dresser to collect our spare change. I’m always pleasantly surprised by how much the jar equals when we cash it out. It takes us awhile to fill the jar (about once a year) but last time we cashed out, we had over $100 in the jar!
I also encourage you to set a purpose for your change jar. For us, the money goes to our travel fund – specifically, our someday trip to Alaska. It’s a far off dream but again, every little bit helps. Knowing that you are actively contributing to some goal makes it less tempting to take change out of the jar. It could be fun to have a date night change jar, too! Do you have a change jar already? For what are you saving your coins?
Come back tomorrow – and every day this month – for another idea on how to save. I look forward to sharing this series with you!